Most young people are more used to being penalised by insurers for being younger - motor insurers for instance regard younger drivers as a higher risk and therefore charge a higher premium.
The biggest part of a travel insurance premium is medical cover, and in this case, younger people are a LOWER RISK because
they are less likely to fall ill abroad and have to be flown home after expensive treatment.
However, younger people will often not get cheaper travel insurance - the insurer may use the lower risk to subsidize
the premiums of older travellers or family cover.
At Hastings Direct Travel we give lower rates for younger travellers but offer the same high levels of cover.
We specially provide our travel insurance is available with following options:
UK cover
European cover
Worldwide cover
Independant travel for adults
Cover for you and your partner
Cover for your whole family
Wintersports cover
Ski and snowboarding cover (including off piste)
Hastings Direct Travel insurance is provided through Text2Insure Limited, part of the Hastings insurance Services Group. Text2Insure is an Appointed Representative of Hastings insurance Services Limited which is authorised and regulated by the Financial Services Authority. Hastings Direct Travel insurance is authorised and regulated by the Financial Services Authority.
